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*The provided APR of 4% is for initial calculations. Your personalized APR will be given after application completion, with a maximum of 48%. Repayment terms range from 6 to 72 months.

For instance, a HK$ 300,000 loan at a 4% annual rate over 48 months results in monthly payments of HK$7,250 and a total repayment of HK$348,000. Actual terms will be specified in your loan agreement.