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【情侶理財攻略】 共同理財定經濟獨立 結婚前必須有共識

serenac81

「講錢傷感情?」No way🙅🏻‍♀️🙅🏻!溝通係情侶關係最重要嘅基礎,如果你哋係諗住長遠發展嘅話,係日常開支同經濟上都要有共識,簡單到由一開始食飯aa,到之後結婚買樓邊個供,都要講得好清楚,唔係就好易有矛盾,分分鐘令你哋結唔成婚😥😥因為結婚之後嘅資產係共同享有,所以最好了解清楚大家個經濟狀況係點,畢竟將愛情拉返去現實,都係需要有麵包🥖🥯🍞而且可以透過理財對話,增加大家共同努力嘅動力!👩‍❤️‍👨👩‍❤️‍👨

 

1.誠實地披露自己經濟狀況

一定要誠實咁去講自己目前經濟狀況,當中包括個人債務、儲蓄同其他資產等等,了解完大家現時財務狀況,先可以一齊去計劃將來🚗🏡,討論共同目標,對於唔同階段嘅財務狀況,可以作出相應安排,例如幾多年後買樓?幾多年後結婚生小朋友?幾時退休?等。明白而多好多人都中意經濟獨立,保留自己財務私隱,但其實哩個舉動都係比保障大家,最緊要你哋溝通好😎😎


2.了解大家的理財概念

如果你哋想共同去理財嘅話就,要搵一個合適的理財方案,唔好將自己理想嘅意願強加在對方身上,要尊重對方,例如如果對方中意每個月用一筆錢去裝扮自己👗👕👠,你要理解佢一直以嚟自己嘅理財習慣,可以叫佢先每個月減少個筆錢嘅金額,之前再由每個月一次變兩個月一次,慢慢去實現你哋共同嘅理財方案🥰🥰


3.共同的未來計劃

要達到一致的理財觀,建立一段長期關係,定立一個未來計劃要好重要!☺️☺要等對方知未來係有你,要有一個清晰嘅藍圖,咁樣大家先會有行落去嘅決心,如果真係想同對方有長遠嘅發展,不妨可以直接問佢關於未來嘅睇法,睇吓佢有冇將你放入去😻😻

 

如果大家都想同另一半共同理財

可以下載我哋iPYGG,一齊計劃一個適合你哋嘅理財方案💰💵

Facebook: iPYGG

Instagram: ipygg_official

Linkedin: iPYGG

Youtube: iPYGG

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